A Guide to the Average Cost of Living in Long Beach, CA

You can’t make the best decision about a move unless you know how much things cost where you are going. One key variable in your cost of living decision is your estimated expenses in Long Beach, California.

Famous as the homeport of the US Navy, Long Beach also acts as a favorite second home of many residents. The area offers a thriving nightlife as well as great beaches and parks.

What are some of the prices you’ll have to pay in Long Beach? Here is a list of the cost of living in Long Beach, CA, to expect if you are considering moving to this coastal city.

Housing Costs

Housing is one of the biggest costs in Long Beach, as it is in many other California coastal cities. There are many types of accommodation in the city, from renting to buying a home in the suburbs.

How much a house costs can vary a lot depending on where you live and what kind of house you want.


One of the biggest expenses that residents face is the cost of renting. The average cost of renting in Long Beach ranges from $1,600 to $2,200 for a one-bedroom apartment. On the other hand, it is $2,500 to $3,500 for a two-bedroom apartment.

Factors like location, amenities, and the age of the building can also affect the rental prices. It is essential to research and plan accordingly to find the best rental option that fits your budget in this bustling coastal city.


Long Beach, California, is a bustling city with a thriving real estate market, making it an attractive place to buy a house. But, it’s essential for potential buyers to understand the average cost of living in Long Beach before purchasing a home.

The median home price in Long Beach is $644,800. This is higher than the national average. In California, property taxes and home insurance rates are also higher, which adds to the total cost.

If you have a property in the area, you can expect to sell a house fast in Long Beach since many individuals are looking forward to living there.


Utilities such as electricity, water, and gas can add an additional $200-$300 per month. It is essential for individuals to budget and factor in housing and utilities when considering the cost of living in Long Beach.

Food and Groceries

Long Beach offers a wide range of grocery and dining options. Food prices vary a lot depending on what you like, what you can’t eat, and how often you eat. Whether you prefer to cook at home or dine out, Long Beach has something for everyone, with prices ranging from budget-friendly to high-end.


Groceries are an essential part of our daily expenses, and understanding the average cost of living in Long Beach, CA, can give us an idea of how much we need to budget for our grocery needs.

The average cost of groceries for a family of four in Long Beach is around $700 to $800 per month. This includes items such as:

  • Fresh produce
  • Meat
  • Dairy products
  • Pantry staples

It is important to note that prices may vary depending on where you shop and the type of items you purchase. However, some cost-saving tips include shopping at local farmers’ markets and buying in bulk.

Overall, the cost of groceries in Long Beach is in line with the national average. This makes it an affordable option for those looking to live in this beautiful city by the beach.

Dining Out

Dining out in Long Beach, CA can provide a diverse range of options for residents and visitors alike. The average cost for a dinner for two at a mid-range restaurant in the city is around $60. Meanwhile, a quick lunch at a local spot can cost around $15.

The city boasts a variety of cuisines, including:

  • Mexican
  • Seafood
  • Fusion

It is easy to see why dining out is a popular choice in Long Beach. However, because the cost of living is higher than the national average, planning your dining out expenses ahead of time is essential.

For those who prefer to cook at home, a trip to the grocery store will cost approximately $3 for a pound of chicken and $2 for a gallon of milk.


Long Beach’s cost of living analysis should include healthcare expenses as an essential factor to be considered.

Health Insurance

Living in Long Beach, CA, comes with a variety of expenses, with one of the most important being health insurance. The average cost of health insurance for individuals in Long Beach is around $500 per month.

Meanwhile, the cost for a family can range from $1,200 to $1,700 per month. These prices can vary based on factors such as:

  • Age
  • Income
  • Coverage options

It’s essential to compare Long Beach health insurance plans from different providers to find the best deal. Additionally, you should consider enrolling in state-provided healthcare programs or seeking employer-sponsored insurance. This can help reduce the average living cost in Long Beach, CA.

Medical Services

Long Beach, California, has a high demand for medical services. As such, it is essential to understand the average cost of living for those seeking such services.

The average doctor visit cost is around $126, with specialists charging even more. For those who require hospitalization, the average cost can range from $2,000 to $4,000 per day. It is recommended to have good health insurance coverage to help offset these costs.

Long Beach also has a number of free or low-cost clinics and health programs. These help people who may not have enough insurance.

Entertainment and Recreation

Long Beach boasts an impressive array of attractions and activities to suit all tastes. You can stroll on the white sandy beaches and visit fascinating museums and galleries.

You can also indulge in diverse culinary delights or enjoy thrilling adventures on the water. Whether you are seeking relaxation or excitement, Long Beach has something for everyone.


As with any city, entertainment in Long Beach, CA, can range greatly in terms of cost. On average, a movie ticket will cost around $15, with matinee prices being slightly cheaper. For those seeking live performances, tickets to a local theater production can range from $25 to $100, depending on the show and seating.

Nightlife options, such as clubs and bars, also vary in price, with cover charges ranging from $5 to $20. For outdoor activities, Long Beach offers many free options, such as beach access and parks. However, activities like renting a bike or kayak can cost around $15-$20 per hour.

Overall, entertainment in Long Beach is on par with other major cities in California, providing various options for all budgets.


The average cost of a gym membership ranges from $20 to $80 per month, with higher-end gyms costing up to $150 per month. Personal training and group fitness classes can cost an additional $50-$100 per session.

On the other hand, outdoor activities such as running, biking, and hiking are free. They offer an excellent way to stay fit while enjoying the beautiful scenery.

Long Beach has a lot to offer. Whether you prefer a traditional gym or outdoor activities, budgeting for fitness costs while living in Long Beach is essential.


When considering the average cost of living in Long Beach, CA, it is essential to consider the various taxes that residents are responsible for. The main taxes in Long Beach include sales tax, property tax, and income tax. The sales tax rate in California is 7.25%, while Long Beach adds an additional 1% local tax, bringing the total to 8.25%.

Property taxes are based on the assessed value of a home and can range from 0.6% to 1.4% of the value. California has a progressive income tax rate, with the highest earners paying up to 13.3%. These taxes can significantly impact the overall cost of living in Long Beach, and residents need to budget accordingly.


When it comes to education, Long Beach offers a range of options for both primary and secondary education. The average cost of private schools in Long Beach is around $10,000 to $15,000 per year, while public schools are mostly free, with some additional fees for supplies and extracurricular activities.

For higher education, Long Beach is home to California State University Long Beach, which has an average tuition cost of around $6,500 for in-state students and $18,500 for out-of-state students. Additionally, several community colleges and trade schools have varying tuition costs.

Overall, the average cost of education in Long Beach is comparable to other cities in California, making it an affordable option for families and students.

Understanding the Cost of Living in Long Beach, CA

Understanding the average cost of living in Long Beach, CA is crucial for planning a budget and making informed financial decisions. By evaluating the cost of different expenses such as housing, transportation, and healthcare, individuals can create a realistic budget and live comfortably in this beautiful city.

Take charge of your finances and use this guide as a starting point for your financial journey in Long Beach. Don’t hesitate to take action and start saving today!

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